The Consumer Protection advocates

Tag Archives: car attorney

Oct
24

Often times we come across clients who have been defrauded by an automobile dealership and are eager to take matters into their own hands and rectify the wrongs.  From a layman’s perspective the idea of doing so appears harmless and in fact righteous.  However, when analyzed from a legal perspective the idea of taking self-help measures is riddled with pitfalls and negative effects on the consumer. Unfortunately, when an individual has been harmed financially and is hurt emotionally, he or she often does not see these pitfalls and when addressed by a consumer attorney starts to feel apprehensive, fearing that the dealer fraud attorney himself might mislead them.  It …



Aug
26

1. Test Drives: NEVER talk about price until you test-drive the vehicle. Test-drive multiple vehicles at multiple dealers and make them compete for your business. You will never know if you like it until you take a test drive. Let the dealer know you are still shopping around. 2. Financing: NEVER tell the dealer about your pre-arranged financing; you want the dealer to think you are paying cash. If you have gone online and applied for a car loan, you are a cash buyer in their mind. This will get you a good price and will not allow the dealer to manipulate you into thinking you are getting a …



Aug
21

Everybody is at a disadvantage when going to a dealership and negotiating for a car. Staying in control of the process is the key during all kind of negotiations. Remember that you are the one making the purchase, the dealership is there to serve you – it should never be the other way around. Online lending has become very popular with consumers because they can apply for a car loan before ever stepping foot in the dealership. This helps to put them in control of both the car buying process and over the financing portion of the sale as well which historically has been the largest profit piece of …



Aug
18

One of the most popular types of fraud today involves auto insurance, particularly in staged auto accidents.  These scams have become rather sophisticated to a point where they often involve numerous participants. Auto accidents sometimes turn to be no accident at all, but a staged production by criminals where you are unknowingly and innocently made an actor. Before you take to the road, learn to recognize auto accident scams to help keep away you and your family from becoming victims. Don’t Be a Victim All the time try to drive carefully to help ensure your safety and lessen the probability of having an auto accident. In case you are …



Jul
23

Odometer fraud is the illegal process of rolling back the vehicle’s odometers in order to make it appear that vehicles have lower mileage than they actually do. Odometer fraud occurs when the vehicle seller fallaciously represents the actual mileage of a vehicle to the buyer. Odometer tampering is not only illegal, but expensive. As the buyer thinks the car has fewer miles, he/she pays more for the car, more in insurance and repairs. The National Highway Traffic Safety Administration guesstimates – odometer fraud costs buyers about $10 billion every year. Here are steps to avoid odometer fraud. 1.    Compare the present mileage with the odometer statement the seller received …



Jul
20

Find out how old the car is The car may look great, but if it is not a new one, it may not be worth purchasing. Ask for the service records Having on your hands the service records, you will to see how often the oil has been changed, tires balanced and rotated, as well as any leaks or other repairs that might have befallen to your beloved vehicle. Take the car to your mechanic In case it is obvious that you are serious about buying that car, auto dealers never mind if you take the vehicle to your mechanic for a quick engine check. Open the hood yourself …



Jul
13

Car financing is a common incident; yet it does not mean that you can take it carelessly. You need to be aware of the different financing choices that exist. A little investigation may help you to obtain a superior financing deal. Be wary of someone who tries to convince you that financing a car is a better deal than paying cash for it. It is not excluded that the premiums could possibly be reasonable, collectively by taking out a loan and paying interest, you will be paying much more for the vehicle than you would if you were to pay cash for it. The only method that financing could …



Jun
29

Used-car buying is a great business wrought with scams. Used-car sellers need to be informed of possible car scams. Here are some of the most common ones: •    Certified Check Scams – This scam is often done on sellers of used cars over the Internet. A buyer informs that he/she wants to buy the car and pay with a cashier’s check. When it comes to the last minute, the buyer brings some reasons that he/she needs to write the check for more money and have the seller wire him/her the difference. Then the check appears a fake one, and this fact can be discovered long after the seller has …



Jun
22

Car dealers do not sit on their hands, they constantly think of new methods to take advantage of car buyers. Here are the most recent car dealer tricks. • Spot Delivery: When you choose the car you like, fill out all the paperwork, the car dealer tells you that although your loan hasn’t been “officially” approved yet, you can drive the car home anyway. Don’t agree! If you do, the car dealership will call you and say that your loan wasn’t approved at the interest rate you discussed. However, you were approved at a higher rate. This signifies that you’ll likely pay thousands of dollars more than you expected. …



Jun
08

There are some ways to avoid auto warranty scams: investigate, verify references, and verify independently. Spend some time and efforts to lessen the risk of becoming a victim of auto warranty scams. Be more informed and better protected. When it comes to purchasing an auto warranty, write down all the services included. Seek for details on participating auto garages. Pay close attention to the length of coverage that is provided, both in mileage and in years. Ensure that you have read the fine print to find out who is responsible for payment to the auto garage at the time the service is provided. Stay away from any agreement requiring …



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