Category Archives: FAQ

Dec
15

Yesterday the National Transportation Safety Board declared to use a nationwide ban on cell phones while driving due to the degree of danger caused by texting, emailing or chatting while driving. “When it comes to using electronic devices, it may seem like it’s a quick call or a quick text or a tweet, but accidents happen in the blink of an eye,” said NTSB Chairman Deborah Hersman, explaining ban on cell phones while driving. “No emails, no texts, no calls. It’s worth a human life.” Well, as a legal representative I truly agree with this statement but as an active user of cell phones, let’s say, I hesitate. Though …



Dec
12

There may be a lot of reasons that can force you to think over selling a car that is not paid off. Sometimes car loans become really unmanageable and the only way out is to sell the car and pay off the bills. The more urgent it is for you the more difficult it is to find a buyer who will risk buying a car under the loan in a considerable amount. So to find out how to sell a car you still owe money on there are a few things that you should consider and keep in mind. Actually you are going to sell something that you don’t …



Dec
07

“Should I buy an extended warranty?”—Everybody who has ever bought or leased a car has at least once had this question in his/her mind. I should say that there is no definite answer, though the common answer to this is–“Extended warranties aren’t worth it.” Well, let me disagree, overall it depends on… Many car dealers will surely try to convince you that extended warranty is a great deal, but never rush to believe unless you do your own research. You should consider several things while deciding on whether to buy an extended warranty for your new car or not. 1.Car’s Reliability: While deciding whether to buy an extended warranty …



Dec
01

In the current economically unstable situation, many people face vehicle repossession problem due to rising bills and decreasing incomes. If you fail to make your monthly payments in a timely manner, the banks and loan companies will start threatening you with car repossession. But in reality what they really want is your money–not the car. So, don’t panic and simply recollect all your negotiating potential. Vehicle repossession rules differ from state to state, bank to bank and contract to contract. But, however, there are some steps that can help you get your car back or at least don’t suffer too much. The best but at the same time the most …



Nov
26

You are surely not blessed if you are dealing with vehicle repossession, but this definitely doesn’t mean that you should lose your head. I do know what kinds of questions are busing your mind right now, but let’s calm down and answer them one by one. I hope that you know what vehicle repossession is and even I expect you to know that your car will be repossessed beforehand, because car repossession can’t occur without a reason. However if you don’t own this information read the previous post and find out what is vehicle repossession and what are your and the creditor’s rights. Here is the list of possible …



Nov
24

Vehicle repossession is a situation where the banks or the lenders take ownership of the vehicle due to non-payment. This is one of the trickiest areas of law that many consumers have lack of information. This is a small guide covering some nuances of car repossession which you should consider while carrying on the process. Who is the owner of the car until you pay it off? The bank or the lender is the actual owner of the car until the end of your loan. It is legal and is mentioned in your vehicle title. In the section of “lien holder” is the name and address of the bank. …



Oct
06

We used to give you a lot of car buying tips but we have never yet covered the process of test drive. I would probably never think to share tips about this point of car buying process unless I found out that because of wrong test drive people sometimes buy not the car they really want. Read on my car buying tips to find out how to benefit from those few minutes to test drive a car.   Have a list of cars you would like to purchase: It is an important point especially for those who didn’t have a car before. When it concerns to car buying, you …



Aug
17

Criminals use numerous methods of car cloning. The source of all these methods is stealing the other car’s “identity”. Criminals take the registration plates from other cars of the same model and color put them on their vehicles thus making a “clone” of another vehicle. Generally the cloned vehicle owner notices very quickly that the number plates have disappeared. So the owner pays a certain sum of money to replace the plates. Nevertheless he/she is not aware that now a cloned car exists and somebody uses it under the new identity, perhaps for some kind of illegal activity. The owner of this cloned car can leave without paying for …



Jul
26

There is something emotional about cars: they represent our taste and style, our economic status and our character. Some women claim that a car is a man’s extension of his reproductive organ. One the other hand (the good hand) there are women out there that might express their exhibitionism and extravagance by choosing to drive a red flashy car for the whole world to notice them. Both sexes would agree they sometimes feel they “fall in love” with a certain car model. There are people who get very existed from a small scratch on the cars lower side, as if it were their own skin. The beauty of the …


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Jun
18

Often ads of car dealers advertise “Program Cars“. Usually “Program Cars” are called as “Smart Cars,” or “Factory Official Cars” or “Factory Demo‘s” in the advertisements of the car dealers. These vehicles are usually one or two year old with 30,000 miles or even less on them.However, the truth is about 25% of “Program Cars” are lease returns, about 70% are rental cars (cars from Hertz, Avis, etc.) and a small percentage of “Program Cars” are cars actually driven by factory officials, and a few of them are “Buy Backs” or “Lemons!” In fact, it is a common practice for car dealers to resell the “Lemons” back to the …



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