Car Insurance Scams Part II

Car Insurance Scams Part II continues to inform you about the some measures you could take to avoid becoming a victim of car insurance scams. Generally, it is recommended to keep with you a camera, paper and pen. After a car accident has occurred, use your camera to take many photos and write down as much as possible information about every car and/or passenger. There are the facts you should note during an accident:

  • License,
  • Vehicle registration
  • Car insurance details of drivers involved
  • Head count of passengers in the car and their contact details.
  • Note if they were all wearing seat belts
  • Get the contact details of all those who witnessed the accident

All these facts will help you to expose the dishonesty of other parts involved in the accident.

The following list continues to describe the most popular methods that “scammer” use to defraud auto insurance providers and build false states:

  • Sideswipe – this scam situation takes place when there are a lot of lanes at an intersection. The “offender or criminal” takes a left while another car comes into the lane they are at. The “perpetrator” rapidly speeds up to force a clash.
  • T-bone – this scam situation takes place when there isn’t anyone around and the “scammer” stays at a highway until a car comes along and purposely crash into it as the car passes. Then false witnesses would report to the police that the passing car broke the law by running a red light or stop sign.
  • Wave – this scam situation takes place when there is high traffic and a merge and/or “right of way” is talking place. The “scammer” sends a false sign to the victim and offers him right of way. When they start merge, the scammer speeds up to cause an accident When the police arrive, the “perpetrator” reject any claims that they offered the victim the right of way.
  • Suspicious Helper – this scam situation takes place after an “honest accident”. What does it mean? A stranger approaches you after an accident and offers numbers to anauto repair shop, lawyer or doctor. Of course, it could be a frame-up: the auto repair shopoften pads your repair charge, a doctor may give you shady treatment or none at all, a lawyer may even try to convince you to suethe insurance company.

Most of these auto frauds are done by professionals, but call the police immediately if you feel the accident is a scam.