Yesterday the National Transportation Safety Board declared to use a nationwide ban on cell phones while driving due to the degree of danger caused by texting, emailing or chatting while driving. “When it comes to using electronic devices, it may seem like it’s a quick call or a quick text or a tweet, but accidents happen in the blink of an eye,” said NTSB Chairman Deborah Hersman, explaining ban on cell phones while driving. “No emails, no texts, no calls. It’s worth a human life.” Well, as a legal representative I truly agree with this statement but as an active user of cell phones, let’s say, I hesitate. Though …

There may be a lot of reasons that can force you to think over selling a car that is not paid off. Sometimes car loans become really unmanageable and the only way out is to sell the car and pay off the bills. The more urgent it is for you the more difficult it is to find a buyer who will risk buying a car under the loan in a considerable amount. So to find out how to sell a car you still owe money on there are a few things that you should consider and keep in mind. Actually you are going to sell something that you don’t …

“Should I buy an extended warranty?”—Everybody who has ever bought or leased a car has at least once had this question in his/her mind. I should say that there is no definite answer, though the common answer to this is–“Extended warranties aren’t worth it.” Well, let me disagree, overall it depends on… Many car dealers will surely try to convince you that extended warranty is a great deal, but never rush to believe unless you do your own research. You should consider several things while deciding on whether to buy an extended warranty for your new car or not. 1.Car’s Reliability: While deciding whether to buy an extended warranty …

In the current economically unstable situation, many people face vehicle repossession problem due to rising bills and decreasing incomes. If you fail to make your monthly payments in a timely manner, the banks and loan companies will start threatening you with car repossession. But in reality what they really want is your money–not the car. So, don’t panic and simply recollect all your negotiating potential. Vehicle repossession rules differ from state to state, bank to bank and contract to contract. But, however, there are some steps that can help you get your car back or at least don’t suffer too much. The best but at the same time the most …

You are surely not blessed if you are dealing with vehicle repossession, but this definitely doesn’t mean that you should lose your head. I do know what kinds of questions are busing your mind right now, but let’s calm down and answer them one by one. I hope that you know what vehicle repossession is and even I expect you to know that your car will be repossessed beforehand, because car repossession can’t occur without a reason. However if you don’t own this information read the previous post and find out what is vehicle repossession and what are your and the creditor’s rights. Here is the list of possible …

Vehicle repossession is a situation where the banks or the lenders take ownership of the vehicle due to non-payment. This is one of the trickiest areas of law that many consumers have lack of information. This is a small guide covering some nuances of car repossession which you should consider while carrying on the process. Who is the owner of the car until you pay it off? The bank or the lender is the actual owner of the car until the end of your loan. It is legal and is mentioned in your vehicle title. In the section of “lien holder” is the name and address of the bank. …

Every post in this blog is created to make you more informed and protected from hundreds of dealer fraud tricks. If you have noticed, recently we’re discussing our sample cases, so that it becomes more evident to you what you can face and how you can get out of it with the help of a professional lawyer. How did it start? On or about March 31, 2007, our client visited Century West BMW to purchase a vehicle for personal and family use. Getting interested in the subject vehicle, he inquired the salespeople into its condition and history. The latter assured our client that the vehicle was in excellent mechanical …

We’ve written dozens of articles on how you should avoid dealer fraud cases, but today I’ve decided to bring a real dealer fraud case sample. You may have already happened to be involved in a dealer fraud and you just wonder what you can do or what you should do and what outcome you can expect. How did it start? On or about June 2, 2010, our client visited IMAX Auto Group with the intent to purchase a vehicle for personal and family use.  The car dealership’s personnel showed her the subject vehicle assuring her that it was in excellent mechanical condition, had never been involved in any accidents and had …

Often times we come across clients who have been defrauded by an automobile dealership and are eager to take matters into their own hands and rectify the wrongs.  From a layman’s perspective the idea of doing so appears harmless and in fact righteous.  However, when analyzed from a legal perspective the idea of taking self-help measures is riddled with pitfalls and negative effects on the consumer. Unfortunately, when an individual has been harmed financially and is hurt emotionally, he or she often does not see these pitfalls and when addressed by a consumer attorney starts to feel apprehensive, fearing that the dealer fraud attorney himself might mislead them.  It …

Our readers frequently ask us when is the best time to buy a car? I decided to make a research and write about this in a blog so that anybody visiting our site can find the info needed. So, I found out that there are lucky times in a year, in a month, in a week, and even in a day for buying a car. When is the best time to buy a car in a day? The best time to buy a car in a day is a half hour before closing. The sales stuff has probably been at work for some 10 hours and they really need …