Customers who have online auto quotes aren’t immune to loan scams. The car dealer may tell you that he needs to get your credit report because this is required by the Patriot Act. You might even notice the form you are filling out is titled “Application for credit.”
However what most customers don’t know is that the Patriot Act does not require a credit report or your Social Security number and the dealer uses this to get you into applying for dealer financing. Remember that your name and driver’s license number is all that the dealer needs.
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